8.Best for Member Discounts: Bank of America
The reason we picked this format Our choice was Bank of America as the most reputable mortgage refinance provider for member discounts. Their Preferred Rewards program provides significant price reductions for closing costs on refinances and purchases.
- Exclusive discounts for members are applicable to both purchase and refinance closing charges
- Physical branch locations are accessible across the nation.
- Also considers other credit data, like utility bills and rental past
- No refinance loans