8 Best Refinance Mortgage Companies in the USA 2022

5. Best Credit Union: Navy Federal Credit Union

We chose it because of its: We chose Navy Federal as the most reputable mortgage refinance credit union due to of its speedy online pre-approval procedure, its wide range of loan terms, and the advantages for those who also sell.

PROS

• Application for online pre-approval
• Doesn’t require private mortgage insurance (PMI)

CONS

• The membership is limited to active-duty military, veterans and their families.
• There are no FHA, USDA loans, construction loans or reverse mortgages