8 Best Refinance Mortgage Companies in the USA 2022

6.Best for Jumbo Loans: Ally Financial

The reason we picked it: We chose Ally Financial as the most reputable mortgage refinance firm for jumbo loans because of its higher than average lending cap as well as the absence of fees for lenders.

PROS

• Online application, uploads of documents and electronic signature options
• No fees for lenders
• Quotes don’t impact your credit score
• A PMI-free deposit of 20 percent

CONS

• Mortgage applications are only processed with an in-person appointment
• You could need to cover PMI when you make a downpayment of lower than 20 percent