8 Best Refinance Mortgage Companies in the USA
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Refinancing your mortgage can be a method to improve your financial situation; however, for the process to make sense, you must first locate the perfect lender. The most reliable refinance firms can offer attractive interest rates, a simple application process, and a range of loan options that you can choose from.
Begin by using the Money Mortgage refinance calculator to quickly estimate the amount you could reduce the interest rate of your mortgage. To determine the perfect loan, look at offers from various lenders. We think that these eight firms are the ideal place to begin.
Our Top Picks for the Best Mortgage Refinance Lenders
- Rocket Mortgage – Best Refinance Lender Overall
- Zillow – Best Marketplace
- Better – Best for Fast Closing Time
- loanDepot – Best for Online Mortgage Refinancing
- Navy Federal Credit Union – Best Credit Union
- Ally Financial – Best for Jumbo Loans
- Nationwide – Best for Borrowers with Poor Credit
- Bank of America – Best for Member Discounts
1. Best Refinance Lender Overall: Rocket Mortgage
The reason we picked it: We chose Rocket Mortgage (formerly Quicken Loans) as the most reliable mortgage refinance business due to its outstanding track record in customer satisfaction and online customer service. By 2021, Rocket has facilitated more loans than every other business within the United States.
- Rated best mortgage servicer by JD Power
- Largest mortgage originator in 2021
- Streamlined online application process with eClosing
- Features a mortgage refinance rates calculator
- No in-person service, but you may reach out to an affiliated broker
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