3.Best for Fast Closing Time: Better
Why we selected this format: We selected Better as the most reliable mortgage refinance firm to speed up closing times since consumers can receive the rate quote and letter of preapproval within several minutes. Better Mortgage also offers a price-match guarantee.
PROS
- Rapid online process, and price-matching with competitors
- There are no origination, application or fees for underwriting.
- Smart tech is able to automatically look for discounts and then applies them.
CONS
- Online-only. No bricks or mortar branches
- Not available Not available in Hawaii, Massachusetts, Nevada or New Hampshire
- Refinance loan types with limited refinancing options