What is a Universal Life Policy?
Universal life policies are comprehensive forms of life insurance that provide you with various features, including cash value. If you have ever considered getting a life insurance policy but didn’t know where to start, you will find it helpful to learn about universal life. A universal life policy is just what it sounds like; it provides several different types of coverage in one place. It differs from term life in many ways and is meant for individuals who want more options than a traditional term life policy can offer.
Can I Replace My Current Coverage with One Call?
Many customers believe they can save money by shopping around for life insurance. What they don’t realize is that if their existing life insurance company allows them to pay premiums of $500 or less, then it is not going to cost much to replace coverage at another company. Before you start shopping, check with your current carrier and see if it will allow you to continue paying such a low premium.
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