How do I choose my individual health plan ?
If you’re shopping for an individual health plan, there are some things you need to think about as you select your coverage. These include deductibles, co-pays and out-of-pocket limits; how much coverage will be excluded for pre-existing conditions and for what duration; waiting periods before benefits kick in; and whether your plan includes preventive care or maternity services.
Shop around and read the fine print
It can be tough for most people to figure out what kind of health insurance policy is best for them. Don’t assume that a plan offered by your employer will automatically be better than one you can get on your own—and don’t assume all individual plans are created equal.